{"id":20516,"date":"2022-03-28T12:08:26","date_gmt":"2022-03-28T10:08:26","guid":{"rendered":"https:\/\/april-moto.com\/?p=20516"},"modified":"2024-01-23T12:13:26","modified_gmt":"2024-01-23T11:13:26","slug":"april-moto-ameliore-son-experience-client-avec-les-franchises-fixes","status":"publish","type":"post","link":"https:\/\/april-moto.com\/april-moto-ameliore-son-experience-client-avec-les-franchises-fixes\/","title":{"rendered":"APRIL Moto am\u00e9liore son exp\u00e9rience client avec les franchises fixes"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Avec APRIL Moto, d\u00e9couvrez une exp\u00e9rience client exceptionnelle gr\u00e2ce \u00e0 un changement majeur cette ann\u00e9e : la nouvelle franchise fixe instaur\u00e9e depuis le 1\u1d49\u02b3 janvier 2022 pour ses contrats d\u2019<strong><a href=\"https:\/\/april-moto.com\/assurance-moto\/\">assurance moto<\/a><\/strong> et scooter. Avant cela, les franchises \u00e9taient variables et calcul\u00e9es en pourcentage selon la valeur du v\u00e9hicule au moment du sinistre en cas de vol ou bien selon le montant des r\u00e9parations en cas d\u2019accident. Ce n\u2019est d\u00e9sormais plus le cas puisque la franchise est maintenant calcul\u00e9e d\u00e8s la souscription, selon l\u2019\u00e2ge du v\u00e9hicule et sa classe SRA, et restera par la suite inchang\u00e9e. D\u00e9couvrez dans cet article tous les d\u00e9tails \u00e0 conna\u00eetre concernant cette nouveaut\u00e9 de janvier 2022.\u00a0\u00a0<\/span><\/p>\n<h2>Tout savoir sur les deux types de franchises<\/h2>\n<p><span style=\"font-weight: 400;\">En premier lieu, il convient de d\u00e9finir ce qu\u2019est une franchise. Cette derni\u00e8re concerne le montant qui reste \u00e0 la charge de l\u2019assur\u00e9 dans le cas o\u00f9 survient un sinistre. Cela peut concerner un incendie, un vol, des dommages caus\u00e9s par des catastrophes naturelles, ou encore un accident responsable. En revanche, quand il s\u2019agit d\u2019un accident non responsable, aucune somme n\u2019est \u00e0 payer par l\u2019assur\u00e9. Certaines franchises, telles que celle d\u00e9di\u00e9e au manque de moyens de protection, ou encore celle qui est additionnelle, peuvent \u00eatre cumul\u00e9es.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Deux types de franchises existent : pourcentage et fixe. Avant le 01\/01\/2022, APRIL Moto appliquait une franchise pourcentage. D\u00e9sormais, c\u2019est la franchise fixe qui est instaur\u00e9e. Pourquoi ce changement ? Cette nouveaut\u00e9 2022 offre une transparence totale et une meilleure compr\u00e9hension pour le client quant au montant qui restera \u00e0 sa charge en cas de dommage ou d\u2019accident. En effet, la franchise au pourcentage ne permet pas de conna\u00eetre \u00e0 l\u2019avance le montant qui restera \u00e0 l\u2019assur\u00e9 \u00e0 r\u00e9gler, puisqu\u2019elle s\u2019\u00e9tablit \u00e0 partir du pourcentage de la somme des r\u00e9parations \u00e0 effectuer ou de la valeur du v\u00e9hicule au jour du vol.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La franchise fixe, quant \u00e0 elle, vous permet de conna\u00eetre \u00e0 l\u2019avance le montant \u00e0 payer apr\u00e8s un dommage. De ce fait, APRIL Moto a choisi d\u2019opter pour ce changement depuis le 1\u1d49\u02b3 janvier 2022, sur les contrats d\u2019assurance moto et scooter. Gr\u00e2ce \u00e0 celle-ci, vous conna\u00eetrez pr\u00e9cis\u00e9ment le montant qui sera \u00e0 votre charge et, ce, d\u00e8s la souscription. Le calcul est bas\u00e9 sur le type et l\u2019\u00e2ge du v\u00e9hicule. Vous ne serez donc pas surpris de d\u00e9couvrir un montant sans justification exacte. Elle est donc plus claire que la franchise pourcentage. Un contrat offert en toute transparence et un parcours client simplifi\u00e9, c\u2019est chez APRIL Moto que \u00e7a se passe !\u00a0<\/span><\/p>\n<div class=\"cta-section-1\"><span class=\"sub-heading\">APRIL Moto, l\u2019assurance par les motards pour les motards.<\/span><br><span class=\"heading\">Tarifs comp\u00e9titifs, souscription rapide et sans engagement.<\/span><br><a class=\"button gtm-guide-1\" href=\"devis.april-moto.com\" target=\"_blank\" rel=\"nofollow noopener\" data-gtm-guide=\"Obtenir votre tarif\">Obtenir mon tarif (3 min)<\/a><\/div>\n\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<h2>De nombreuses possibilit\u00e9s gr\u00e2ce \u00e0 la franchise fixe<\/h2>\n<p><span style=\"font-weight: 400;\">Cette nouveaut\u00e9 de janvier 2022 s\u2019applique pour les <strong><a href=\"https:\/\/april-moto.com\/formule-tous-risques-la-solution-dassurance-la-plus-complete\/\">garanties dommages tous accidents<\/a>, <a href=\"https:\/\/april-moto.com\/decouvrez-les-avantages-de-la-formule-equilibre\/\">vol, incendie et forces de la nature<\/a><\/strong>. Par ailleurs, si vous ne souhaitez pas de reste \u00e0 votre charge apr\u00e8s un sinistre, vous avez la possibilit\u00e9 de souscrire \u00e0 l\u2019<strong><a href=\"https:\/\/april-moto.com\/rachat-de-franchises\/\">option \u201crachat de franchise\u201d<\/a><\/strong> pour les garanties concern\u00e9es. Cela vous permettra de n\u2019avoir aucun montant \u00e0 payer, dans la mesure o\u00f9 cette option s\u2019applique aux sinistres cit\u00e9s ci-dessus.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Gr\u00e2ce \u00e0 cette option, la totalit\u00e9 de la franchise est prise en charge. Un calcul rapide et simplifi\u00e9 de la franchise lors de la gestion des dommages. Ce montant fixe r\u00e9pond \u00e0 un objectif de performance, ce qui r\u00e9v\u00e8le un engagement en toute transparence de la part d\u2019APRIL Moto, pour une \u201cassurance en plus facile\u201d. <\/span><\/p>\n\n","protected":false},"excerpt":{"rendered":"Avec APRIL Moto, d\u00e9couvrez une exp\u00e9rience client exceptionnelle gr\u00e2ce \u00e0 un changement majeur cette ann\u00e9e : la nouvelle franchise fixe instaur\u00e9e depuis le 1\u1d49\u02b3 janvier 2022 pour ses contrats d\u2019assurance moto et scooter. Avant cela, les franchises \u00e9taient variables et calcul\u00e9es en pourcentage selon la valeur du v\u00e9hicule au moment du sinistre en cas de&#8230;","protected":false},"author":5,"featured_media":20520,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>APRIL Moto applique les franchises fixes \u00e0 ses contrats d&#039;assurance<\/title>\n<meta name=\"description\" content=\"Depuis janvier 2022, APRIL Moto opte pour les franchises fixes pour les contrats d&#039;assurance moto et scooter - Devis en ligne en 2 min\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/april-moto.com\/april-moto-ameliore-son-experience-client-avec-les-franchises-fixes\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"APRIL Moto applique les franchises fixes \u00e0 ses contrats d&#039;assurance\" \/>\n<meta property=\"og:description\" content=\"Depuis janvier 2022, APRIL Moto opte pour les franchises fixes pour les contrats d&#039;assurance moto et scooter - 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