{"id":123,"date":"2019-04-09T11:15:09","date_gmt":"2019-04-09T09:15:09","guid":{"rendered":"https:\/\/april-moto.com\/?p=123"},"modified":"2024-01-24T14:35:43","modified_gmt":"2024-01-24T13:35:43","slug":"assurez-vous-avec-la-protection-corporelle-du-conducteur","status":"publish","type":"post","link":"https:\/\/april-moto.com\/assurez-vous-avec-la-protection-corporelle-du-conducteur\/","title":{"rendered":"D\u00e9couvrez la protection corporelle du conducteur"},"content":{"rendered":"<section class=\"containerAMO garantie\"><div class=\"rowAMO\">\n<h2>La protection corporelle du conducteur c\u2019est quoi ?<\/h2>\n<p>La <strong><a href=\"https:\/\/www.april-moto.com\/protection-corporelle-du-conducteur\/\">protection corporelle du conducteur<\/a><\/strong> est une garantie optionnelle que vous pouvez choisir d\u2019ajouter \u00e0 votre <a href=\"https:\/\/www.april-moto.com\/assurance-moto\/\"><strong>assurance moto<\/strong><\/a> de base. Certes, aucun motard n\u2019a envie d\u2019y penser. Mais savez-vous ce qu\u2019il se passerait si vous aviez un accident grave, voire mortel et que vous \u00eates le seul responsable ou qu\u2019il n\u2019y a aucun tiers identifi\u00e9\u2009? Comment vous ou vos proches serez indemnis\u00e9s\u2009? Mieux vaut s\u2019\u00eatre pr\u00e9par\u00e9 \u00e0 tous les cas de figure avant que le pire n\u2019advienne.<\/p>\n<p>\u00a0<\/p>\n<h2><strong>3 niveaux<\/strong> de garantie<\/h2>\n<div class=\"colAMO-md-4\">\n<div class=\"content-img\"><img decoding=\"async\" class=\"alignleft\" title=\"Plafonds doubl\u00e9s jusqu'\u00e0 1,2 million d'euros si port d'un gilet airbag\" src=\"https:\/\/www.april-moto.com\/pcc3\/2x.png\" alt=\"Plafonds doubl\u00e9s jusqu'\u00e0 1,2 million d'euros si port d'un gilet airbag\" width=\"62\" height=\"52\"><\/div>\n<p style=\"text-align: left;\"><strong class=\"orange\">Plafonds doubl\u00e9s<\/strong><br>jusqu\u2019\u00e0 1,2 million d\u2019euros si port d\u2019un gilet airbag<\/p>\n<p>\u00a0<\/p>\n<\/div>\n<div class=\"colAMO-md-4\">\n<div class=\"content-img\"><img decoding=\"async\" class=\"alignleft\" title=\"Prise en charge\" src=\"https:\/\/www.april-moto.com\/pcc3\/social.png\" alt=\"Prise en charge\" width=\"66\" height=\"66\"><\/div>\n<p style=\"text-align: left;\"><strong class=\"orange\">Prise en charge<\/strong><br>m\u00eame si le taux d\u2019invalidit\u00e9 est inf\u00e9rieur \u00e0 15%ou 10%<\/p>\n<p>\u00a0<\/p>\n<\/div>\n<div class=\"colAMO-md-4\">\n<div class=\"content-img\"><img decoding=\"async\" class=\"alignleft\" title=\"Mode de calcul non-proportionnel\" src=\"https:\/\/www.april-moto.com\/pcc3\/casque.png\" alt=\"Mode de calcul non-proportionnel\" width=\"69\" height=\"71\"><\/div>\n<p style=\"text-align: left;\"><strong class=\"orange\">Mode de calcul non-proportionnel<\/strong><br>pour une meilleure indemnisation<\/p>\n<\/div>\n<p>\u00a0<\/p>\n<\/div>\n<\/section><section class=\"tableau\"><div class=\"containerAMO\">\n<div class=\"rowAMO\">\n<div class=\"colAMO-md-12\">\n<h3>\u00a0<\/h3>\n<h3>Vous avez d\u00e9sormais le choix entre 3 niveaux de garanties :<\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-1871 size-large\" src=\"https:\/\/april-moto.com\/wp-content\/uploads\/2019\/04\/Image2-1-700x287.png\" alt=\"Vous avez d\u00e9sormais le choix entre 3 niveaux de garanties\" width=\"700\" height=\"287\" srcset=\"https:\/\/april-moto.com\/wp-content\/uploads\/2019\/04\/Image2-1-700x287.png 700w, https:\/\/april-moto.com\/wp-content\/uploads\/2019\/04\/Image2-1-250x102.png 250w, https:\/\/april-moto.com\/wp-content\/uploads\/2019\/04\/Image2-1-768x314.png 768w, https:\/\/april-moto.com\/wp-content\/uploads\/2019\/04\/Image2-1-120x49.png 120w, https:\/\/april-moto.com\/wp-content\/uploads\/2019\/04\/Image2-1.png 1231w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section><section id=\"focus-indemnisation\" class=\"containerAMO focus\"><div class=\"rowAMO\">\n<div class=\"colAMO-md-6\">\n<h2>\u00a0<\/h2>\n<h2>Focus sur l\u2019indemnisation non-proportionnelle choisie par APRIL Moto<\/h2>\n<\/div>\n<\/div>\n<\/section><section id=\"focus-indemnisation\" class=\"containerAMO focus\"><div class=\"rowAMO\">\n<div class=\"colAMO-md-10\">\n<h3>Concr\u00e8tement, comment \u00e7a marche ?<\/h3>\n<div class=\"content\">\n<p><strong>Exemple\u00a0:<\/strong> Notre assur\u00e9 a \u00e9t\u00e9 victime d\u2019un accident responsable corporel. Il a souscrit l\u2019option PCC Plus avec un plafond d\u2019indemnisation de 300\u00a0000\u20ac. Il a \u00e9t\u00e9 d\u00e9clar\u00e9 invalide avec un taux d\u2019invalidit\u00e9 de 30%, et avec une estimation du pr\u00e9judice permanent de 200\u00a0000\u20ac.<\/p>\n<ul><li>\u2013 Avec une indemnisation proportionnelle, son indemnisation aurait \u00e9t\u00e9 calcul\u00e9e de cette fa\u00e7on\u00a0: 300\u00a0000\u20ac x 30%\u00a0= 90\u00a0000\u20ac d\u2019indemnisation.<\/li>\n<li>\u2013 Avec une indemnisation non-proportionnelle, l\u2019indemnisation sera de 200\u00a0000\u20ac.<\/li>\n<\/ul><p><strong> En effet, on ne calcule pas le montant d\u2019indemnisation en fonction du taux d\u2019invalidit\u00e9. Le pr\u00e9judice entier est indemnis\u00e9, dans les limites des plafonds d\u2019indemnisation. <\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rowAMO\">\n<div class=\"colAMO-md-1\">\u00a0<\/div>\n<div class=\"colAMO-md-11\">\n\n<div style=\"height:33px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3>La moto, c\u2019est une passion, du plaisir mais \u00e9galement du risque<\/h3>\n<\/div>\n<\/div>\n<div class=\"rowAMO\">\n<div class=\"colAMO-md-4\">\n<p><img decoding=\"async\" class=\"alignnone\" src=\"https:\/\/www.april-moto.com\/pcc3\/3.png\" alt=\"\u00be des assur\u00e9s souhaitent un plafond d\u2019indemnisation &gt; \u00e0 50 000\u20ac\" width=\"147\" height=\"114\">En cas de blessure accidentelle, \u00be des assur\u00e9s souhaitent un plafond d\u2019indemnisation &gt; \u00e0 50 000\u20ac et pr\u00e8s de 80% se d\u00e9clarent pr\u00eats \u00e0 payer pour en b\u00e9n\u00e9ficier.*<\/p>\n<p><small>*Selon \u00e9tude Profid\u00e9o : Comportement et attentes des d\u00e9tenteurs de 2-roues \u2013 2015<\/small><\/p>\n<\/div>\n<\/div>\n<\/section><div>\u00a0<\/div>\n<div>\u00a0<\/div>\n<section id=\"focus-indemnisation\" class=\"containerAMO focus\"><div class=\"rowAMO\">\n<div class=\"colAMO-md-4\">\n<p><img decoding=\"async\" class=\"alignnone\" src=\"https:\/\/www.april-moto.com\/pcc3\/20x.png\" alt=\"Les 2-roues repr\u00e9sentent 2% du trafic routier\" width=\"163\" height=\"88\">Les 2-roues repr\u00e9sentent 2% du trafic routier. A kilom\u00e9trage \u00e9gal, ils ont 20 fois plus de risques d\u2019avoir un accident qu\u2019en voiture.*<\/p>\n<p><small>*Source : Bilan ONISR 2011<\/small><\/p>\n<\/div>\n<div>\u00a0<\/div>\n<div>\u00a0<\/div>\n<div class=\"colAMO-md-4\">\n<p><img decoding=\"async\" class=\"alignnone\" src=\"https:\/\/www.april-moto.com\/pcc3\/72.png\" alt=\"72% des accident\u00e9s graves en moto sont bless\u00e9s au thorax\" width=\"146\" height=\"89\">72% des accident\u00e9s graves en moto sont bless\u00e9s au thorax*. L\u2019 Airbag est le meilleur moyen de prot\u00e9ger cette partie du corps*<\/p>\n<p><small>*Source : Bilan ONISR 2015<\/small><\/p>\n<\/div>\n<div>\u00a0<\/div>\n<\/div>\n<\/section><section class=\"airbag\"><div class=\"containerAMO\">\n<div class=\"rowAMO\">\n<div class=\"colAMO-md-9\">\n<h4>+ APRIL Moto<\/h4>\n\n<div style=\"height:33px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3><strong>L\u2019airbag,<\/strong> \u00e9quipement indispensable du motard.<\/h3>\n<p>72% des accident\u00e9s graves sont bless\u00e9s au thorax*. La protection Airbag le meilleur moyen de prot\u00e9ger efficacement cette partie du corps.<\/p>\n<div class=\"middle\"><strong>APRIL Moto agit concr\u00e8tement<\/strong> en doublant syst\u00e9matiquement les capitaux en cas de port d\u2019un gilet airbag lors d\u2019un sinistre, portant le plafond d\u2019indemnisation maximum \u00e0 1,2 million d\u2019euros. <small>*Source\u00a0: ONISR \/ Bilan provisoire de l\u2019accidentalit\u00e9 en 2015<\/small><\/div>\n<\/div>\n<div class=\"airbag-img\">\u00a0<\/div>\n<\/div>\n<\/div>\n<\/section><section class=\"containerAMO options\"><div class=\"rowAMO\">\n<div class=\"colAMO-md-12\">\n<h2>Une offre d\u2019assurance compl\u00e8te <strong>et des options sur-mesure<\/strong> <strong class=\"orange\">qui prot\u00e8gent aussi bien le v\u00e9hicule que le motard !<\/strong><\/h2>\n<\/div>\n<div class=\"colAMO-md-6 colAMO-md-offset-6\">\u00a0<\/div>\n<\/div>\n<\/section><div style=\"height:33px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"cta-section-1\"><span class=\"sub-heading\">APRIL Moto, l\u2019assurance par les motards pour les motards.<\/span><br><span class=\"heading\">Tarifs comp\u00e9titifs, souscription rapide et sans engagement.<\/span><br><a class=\"button gtm-guide-1\" href=\"devis.april-moto.com\" target=\"_blank\" rel=\"nofollow noopener\" data-gtm-guide=\"Obtenir votre tarif\">Obtenir mon tarif (3 min)<\/a><\/div>\n\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n","protected":false},"excerpt":{"rendered":"La protection corporelle du conducteur c\u2019est quoi ? La protection corporelle du conducteur est une garantie optionnelle que vous pouvez choisir d\u2019ajouter \u00e0 votre assurance moto de base. Certes, aucun motard n\u2019a envie d\u2019y penser. Mais savez-vous ce qu\u2019il se passerait si vous aviez un accident grave, voire mortel et que vous \u00eates le seul&#8230;","protected":false},"author":2,"featured_media":18560,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>D\u00e9couvrez la protection corporelle du conducteur - APRIL Moto<\/title>\n<meta name=\"description\" content=\"La protection corporelle du conducteur c&#039;est quoi ? 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