{"id":1100,"date":"2019-03-29T11:29:36","date_gmt":"2019-03-29T10:29:36","guid":{"rendered":"https:\/\/april-moto.com\/?p=1100"},"modified":"2024-01-24T14:46:43","modified_gmt":"2024-01-24T13:46:43","slug":"lassurance-scooter-a-usage-professionnel","status":"publish","type":"post","link":"https:\/\/april-moto.com\/lassurance-scooter-a-usage-professionnel\/","title":{"rendered":"L\u2019assurance scooter \u00e0 usage professionnel"},"content":{"rendered":"<div class=\"field field-name-body field-type-text-with-summary field-label-hidden\">\n<div class=\"field-items\">\n<div class=\"field-item even\">\n<h2><strong>J\u2019utilise mon scooter pour le travail : suis-je bien assur\u00e9\u2009?<\/strong><\/h2>\n<p><em>L\u2019assurance scooter \u00e0 usage professionnel<\/em><\/p>\n<p>Vous utilisez votre scooter pour vous rendre sur votre lieu de travail\u2009? Une assurance trajet domicile-travail suffit. Mais si vous roulez pendant vos heures de travail, vous devez souscrire une assurance scooter \u00e0 usage professionnel. Quelles sont ses garanties\u2009? Que se passe-t-il en cas d\u2019accident pendant les heures de travail\u2009? Combien co\u00fbte une assurance scooter usage professionnel\u2009? Nos r\u00e9ponses\u2009!<\/p>\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3>Qu\u2019est-ce que l\u2019assurance scooter usage professionnel\u2009?<\/h3>\n<p>Si vous roulez pendant vos heures de travail dans le cadre de votre activit\u00e9 professionnelle, vous devez le d\u00e9clarer et souscrire une assurance scooter sp\u00e9cifique, dite <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F2635\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>usage professionnel<\/strong><\/a>. C\u2019est un contrat tr\u00e8s complet qui offre des garanties plus \u00e9tendues que l\u2019offre classique.<\/p>\n<p>Attention, tous les assureurs scooters n\u2019acceptent pas de prendre en charge ce risque. En r\u00e8gle g\u00e9n\u00e9rale, il est demand\u00e9 au moins 2 ans de permis ainsi qu\u2019un certain niveau de bonus. De plus, certaines professions (livreur, mototaxi) sont souvent exclues. Mais ne trichez pas\u2009! Si vous aviez un accident, vous ne seriez pas couvert.<\/p>\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3>L\u2019accident de scooter pendant les heures de travail<\/h3>\n<p>En cas de sinistre pendant vos heures de travail, votre assureur va v\u00e9rifier que l\u2019accident a bien eu lieu sur votre trajet \u00ab\u2009domicile \u2013 travail \u00bb ou \u00ab restaurant \u2013 travail \u00bb. Mais aussi qu\u2019il est compatible avec les horaires de l\u2019entreprise. Si vous \u00eates cens\u00e9 d\u00e9buter votre journ\u00e9e \u00e0 9 heures, un sinistre \u00e0 11 h du matin lui mettra la puce \u00e0 l\u2019oreille.<\/p>\n<p>Si vous avez \u201coubli\u00e9\u201d de vous assurer pour l\u2019usage professionnel de votre scooter, vous ne serez pas couvert. Tous les frais (les v\u00f4tres et l\u2019indemnisation des tiers) resteront \u00e0 votre charge. De plus, votre assurance scooter sera r\u00e9sili\u00e9e pour fausse d\u00e9claration. Il vous sera ensuite impossible de trouver un nouvel assureur scooter sauf \u00e0 solliciter le <strong><a href=\"http:\/\/www.bureaucentraldetarification.com.fr\/\" target=\"_blank\" rel=\"noopener noreferrer\">BCT<\/a><\/strong>.<\/p>\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3>Combien co\u00fbte une assurance scooter usage professionnel\u2009?<\/h3>\n<p>Bonne nouvelle\u2009! L\u2019utilisation professionnelle d\u2019un scooter est int\u00e9gralement d\u00e9ductible de vos imp\u00f4ts. Pas de plafond \u00e0 75 % comme pour les voitures. Vous d\u00e9duisez 100 % de vos primes d\u2019assurance scoote<strong>r<\/strong>, de votre \u00e9quipement, du carburant, des p\u00e9ages, des frais de stationnement et de l\u2019entretien de votre scooter. L\u2019achat du scooter et ses frais d\u2019immatriculation sont totalement amortissables. Le co\u00fbt d\u2019une assurance scooter usage professionnel est donc neutre.<\/p>\n<p>Vous pouvez aussi trouver un accord avec votre employeur qui vous remboursera le surco\u00fbt li\u00e9 \u00e0 l\u2019assurance usage professionnel de votre scooter. Pour lui aussi, le co\u00fbt est neutre. Cette d\u00e9pense s\u2019int\u00e8gre \u00e0 ses charges d\u00e9ductibles.<\/p>\n<p>\u00a0<\/p>\n<div>\n<h2><strong>Focus APRIL Moto : L\u2019assurance scooter \u00e0 usage professionnel<\/strong><\/h2>\n<p>Pour assurer votre scooter pour un usage professionnel, il suffit de cocher l\u2019usage \u201caffaires\u201d dans votre demande de devis en ligne. Vous \u00eates couvert 24 h\/24 tant pour vos d\u00e9placements professionnels que sur la route des vacances.<\/p>\n<p>Puisque vous pouvez d\u00e9duire int\u00e9gralement vos primes d\u2019assurance scooter, autant souscrire un maximum de garanties. L\u2019<strong><a href=\"https:\/\/april-moto.com\/assistance-panne-0km\/\">assistance 0 km<\/a><\/strong> est incontournable. Elle intervient m\u00eame \u00e0 votre domicile si votre scooter ne veut pas d\u00e9marrer. Vous \u00eates d\u00e9pann\u00e9 quel que soit le probl\u00e8me (perte des clefs, panne s\u00e8che, vol du casque, etc.). Elle inclut de tr\u00e8s nombreuses prestations, depuis l\u2019envoi d\u2019une aide-m\u00e9nag\u00e8re \u00e0 domicile en cas d\u2019incapacit\u00e9 temporaire, jusqu\u2019\u00e0 une aide au retour \u00e0 la vie professionnelle.<\/p>\n<p>Pour en savoir plus, contactez nos conseillers, experts en <strong><a href=\"https:\/\/april-moto.com\/assurance-scooter\/\">assurance scooter<\/a><\/strong>. Par t\u00e9l\u00e9phone au 02 47 51 07 07 ou <strong><a href=\"https:\/\/april-moto.com\/contact\/\">contactez nous par mail<\/a><\/strong>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta-section-1\"><span class=\"sub-heading\">APRIL Moto, l\u2019assurance par les motards pour les motards.<\/span><br><span class=\"heading\">Tarifs comp\u00e9titifs, souscription rapide et sans engagement.<\/span><br><a class=\"button gtm-guide-1\" href=\"devis.april-moto.com\" target=\"_blank\" rel=\"nofollow noopener\" data-gtm-guide=\"Obtenir votre tarif\">Obtenir mon tarif (3 min)<\/a><\/div>\n\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n","protected":false},"excerpt":{"rendered":"J\u2019utilise mon scooter pour le travail : suis-je bien assur\u00e9\u2009? L\u2019assurance scooter \u00e0 usage professionnel Vous utilisez votre scooter pour vous rendre sur votre lieu de travail\u2009? Une assurance trajet domicile-travail suffit. Mais si vous roulez pendant vos heures de travail, vous devez souscrire une assurance scooter \u00e0 usage professionnel. Quelles sont ses garanties\u2009? Que&#8230;","protected":false},"author":2,"featured_media":18583,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>L\u2019assurance scooter \u00e0 usage professionnel - APRIL Moto<\/title>\n<meta name=\"description\" content=\"J\u2019utilise mon scooter pour le travail : suis-je bien assur\u00e9\u2009? 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