{"id":420,"date":"2019-04-04T09:43:44","date_gmt":"2019-04-04T07:43:44","guid":{"rendered":"https:\/\/april-moto.com\/?p=420"},"modified":"2024-01-24T14:44:13","modified_gmt":"2024-01-24T13:44:13","slug":"les-grandes-garanties-de-lassurance-moto","status":"publish","type":"post","link":"https:\/\/april-moto.com\/les-grandes-garanties-de-lassurance-moto\/","title":{"rendered":"Les grandes garanties de l\u2019assurance moto"},"content":{"rendered":"<div class=\"field field-name-body field-type-text-with-summary field-label-hidden\">\n<div class=\"field-items\">\n<div class=\"field-item even\">\n\n<em>Quels sont vraiment les risques couverts par l\u2019<strong><a href=\"https:\/\/www.april-moto.com\/assurance-moto\/\">assurance moto<\/a><\/strong> ? <\/em>Pour solliciter un devis d\u2019assurance moto, il vous faut tout d\u2019abord s\u00e9lectionner les garanties que vous souhaitez souscrire. Mais \u00eates-vous bien s\u00fbr de savoir ce qui se cache derri\u00e8re chaque intitul\u00e9\u2009? Une fois l\u2019accident arriv\u00e9, il est trop tard pour dire \u00ab\u2009si j\u2019avais su\u2026\u2009\u00bb. Pour vous y retrouver, APRIL Moto vous offre un petit lexique <a name=\"_GoBack\"><\/a>bien pratique.\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2><strong>L\u2019assurance moto minimale obligatoire<\/strong><\/h2>\nLa garantie <strong><a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F31258\" target=\"_blank\" rel=\"noopener noreferrer\">responsabilit\u00e9 civile<\/a><\/strong>, appel\u00e9e aussi <a href=\"https:\/\/www.april-moto.com\/formule-essentielle-tiers\/\"><strong>assurance au tiers<\/strong><\/a>, est obligatoire. Elle couvre tous les dommages que vous (ou votre moto) pourriez causer \u00e0 de tierces personnes. Mais en cas d\u2019accident responsable, vous ne serez pas indemnis\u00e9 de vos propres dommages, qu\u2019ils soient mat\u00e9riels ou corporels.\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2><strong>La protection du conducteur<\/strong><\/h2>\nDepuis la <strong><a href=\"https:\/\/www.legifrance.gouv.fr\/affichTexte.do?cidTexte=LEGITEXT000006068902&amp;dateTexte=20100114\" target=\"_blank\" rel=\"noopener noreferrer\">loi Badinter<\/a><\/strong>, les conducteurs responsables d\u2019un sinistre sont exclus du r\u00e9gime d\u2019indemnisation des victimes d\u2019accidents de la route. Pour que vos frais m\u00e9dicaux soient pris en charge en cas d\u2019accident responsable, il faut souscrire une <strong><a href=\"https:\/\/april-moto.com\/protection-corporelle-du-conducteur\/\">garantie corporelle du conducteur<\/a><\/strong>.\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2><strong>La protection juridique motard et les garanties D\u00e9fense\/Recours<\/strong><\/h2>\nVotre assureur, via la <strong><a href=\"https:\/\/www.april-moto.com\/protection-juridique-motard\/\">garantie protection juridique et la garantie d\u00e9fense\/recours<\/a><\/strong>, met \u00e0 votre disposition ses juristes, paie votre avocat et vos frais de proc\u00e9dure en cas de litige. Ce peut \u00eatre pour attaquer un m\u00e9canicien ind\u00e9licat ou pour d\u00e9fendre votre permis \u00e0 point.\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2><strong>Les garanties vol et incendie moto<\/strong><\/h2>\nSouvent coupl\u00e9es, ces 2 garanties couvrent le <strong><a href=\"https:\/\/april-moto.com\/decouvrez-les-avantages-de-la-formule-equilibre\/\" target=\"_blank\" rel=\"noopener noreferrer\">vol<\/a> <\/strong>et la destruction totale de la moto par le feu. Par extension, sont \u00e9galement indemnis\u00e9s l\u2019incendie partiel et la tentative de vol. Parfois <strong><a href=\"https:\/\/april-moto.com\/accessoires-et-equipements-rembourses\/\" target=\"_blank\" rel=\"noopener\">les \u00e9quipements et accessoires<\/a><\/strong> sont inclus. Lisez attentivement votre contrat, les clauses d\u2019exclusion de garantie sont propres \u00e0 chaque assureur moto.\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2><strong>L\u2019assurance tous risques moto<\/strong><\/h2>\nEn souscrivant une <strong><a href=\"https:\/\/www.april-moto.com\/formule-tous-risques-la-solution-dassurance-la-plus-complete\/\">assurance tous risques<\/a><\/strong>, vous \u00eates indemnis\u00e9 quelles que soient les circonstances du sinistre. M\u00eame si vous chutez tout seul.\n<div>\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2><strong>Focus APRIL Moto : L\u2019assurance ET l\u2019assistance moto d\u2019excellence<\/strong><\/h2>\nL\u2019assistance moto n\u2019est pas une garantie, mais un service de l\u2019assurance moto. Elle appelle le d\u00e9panneur et organise le remorquage de votre 2 roues. Elle met \u00e0 votre disposition un taxi, voire une chambre d\u2019h\u00f4tel ou des titres de transport selon les circonstances du sinistre. Elle se charge aussi de votre rapatriement sanitaire si besoin est.\n\nEn souscrivant l\u2019option<strong> <a href=\"https:\/\/www.april-moto.com\/assistance-panne-0km\/\">assistance 0 km<\/a><\/strong>, vous b\u00e9n\u00e9ficiez d\u2019un champ d\u2019intervention bien plus \u00e9tendu pour votre moto (perte des clefs, panne s\u00e8che, crevaison, etc.) et pour vous-m\u00eame (aide-m\u00e9nag\u00e8re \u00e0 domicile, aide au retour \u00e0 la vie professionnelle, garde des animaux de compagnie, etc.).\n\nAPRIL Moto propose l\u2019assistance la plus performante du march\u00e9. Nous sommes avec vous 24h\/24, 7j\/7, en France comme \u00e0 l\u2019\u00e9tranger.\n\nVous avez encore des questions sur nos garanties d\u2019assurance moto ? <strong><a href=\"https:\/\/www.april-moto.com\/contact\/\">Contactez-nous<\/a><\/strong>. Un conseiller APRIL Moto, sp\u00e9cialiste de l\u2019assurance 2 roues, vous \u00e9clairera.\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta-section-1\"><span class=\"sub-heading\">APRIL Moto, l\u2019assurance par les motards pour les motards.<\/span><br><span class=\"heading\">Tarifs comp\u00e9titifs, souscription rapide et sans engagement.<\/span><br><a class=\"button gtm-guide-1\" href=\"devis.april-moto.com\" target=\"_blank\" rel=\"nofollow noopener\" data-gtm-guide=\"Obtenir votre tarif\">Obtenir mon tarif (3 min)<\/a><\/div>\n\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n","protected":false},"excerpt":{"rendered":"Quels sont vraiment les risques couverts par l\u2019assurance moto ? Pour solliciter un devis d\u2019assurance moto, il vous faut tout d\u2019abord s\u00e9lectionner les garanties que vous souhaitez souscrire. Mais \u00eates-vous bien s\u00fbr de savoir ce qui se cache derri\u00e8re chaque intitul\u00e9\u2009? Une fois l\u2019accident arriv\u00e9, il est trop tard pour dire \u00ab\u2009si j\u2019avais su\u2026\u2009\u00bb. Pour&#8230;","protected":false},"author":2,"featured_media":10736,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Les grandes garanties de l\u2019assurance moto - APRIL Moto<\/title>\n<meta name=\"description\" content=\"Quels sont vraiment les risques couverts par l\u2019assurance moto ? 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